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HM Care Advantage

HM Care Advantage, a Limited Benefit Medical Plan, is an option that employers can offer to help bridge the gaps for employees who do not have coverage, whose coverage is being replaced or who can no longer afford family coverage. HM Insurance Group's indemnity plan provides a solution to help employers attract and maintain a talented workforce. More information regarding HM Care Advantage is available on the HM Insurance Group main site.

New Producers

Visit the HM Insurance Group main site to learn more about HM Care Advantage and its opportunities.

  

Employers

Information regarding the administration of HM Care Advantage benefits can be found at HM Insurance Group's main site.

  

Insured Members

The site contains member information about your coverage, including how to find a participating provider or submit a claim.
Member Alert
Coverage is underwritten: for Medical and Vision–HM Life Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HL902, HM905 or similar. In New York, coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series NY HL902, HM905 or similar. For Outpatient Prescription Drug and Dental–Fidelity Security Life Insurance Company, Kansas City, MO, under policy form series M-9031, M9022, M-9037.
 
Administrative and/or customer support services are provided: for COBRA–HM Life Insurance Company and HM Benefits Administrators; for Health Information On-Call–Health Dialog Services Corporation; for Health Information On-Line and Fitness/Wellness Discounts–Preventive Health Services; for Pharmacy Discount Card–Caremark, Inc.; for Vision Discount–Davis Vision; for the Preferred Provider Network–National Preferred Provider Network.