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HM Care Advantage |
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HM Care Advantage, a Limited Benefit Medical Plan, is
an option that employers can offer to help bridge the gaps for employees who do
not have coverage, whose coverage is being replaced or who can no longer afford
family coverage. HM Insurance Group's indemnity plan provides a solution to
help employers attract and maintain a talented workforce. More information
regarding HM Care Advantage is available on the HM Insurance Group main site.
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New Producers
Visit the HM Insurance Group main site to learn more
about HM
Care Advantage and its opportunities.
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Employers
Information regarding the administration of HM Care
Advantage benefits can be found at HM Insurance Group's main site.
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Members
The site contains
member information about your coverage, including how to find a
participating provider or submit a claim.
Member Alert
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HM Care Advantage is an HM Life Insurance Company product administered by
Key Benefit Administrators (KBA). Based on the plan selected, Medical and Vision
coverages are underwritten by HM Life Insurance Company, Pittsburgh, PA, or HM
Life Insurance Company of New York, New York, NY, under policy form series
HM905, GP902-VIS or similar. For other insured products when available: Dental
and Outpatient Prescription Drug coverages are underwritten by Fidelity Security
Life Insurance Company, Kansas City, MO, under policy form series M-9037 and
M-9031/M-9022.
Administrative and/or customer support services when available
are provided: for Health Information On-Call – Health Dialog Services
Corporation; for Complementary Wellness Discount Program – Healthways
WholeHealth Networks, Inc.; for Health Information On-Line – HealthMedia® Inc.;
for Pharmacy Discount Card – Caremark, Inc.; for Vision – Davis Vision; for
Provider Network – different network options exist and are specified at time of
offer. Other administrative and/or customer support services may be provided by
HM Life Insurance Company and HM Benefits Administrators. Certain exclusions and
limitations may apply. See your certificate or other evidence of coverage for
details. Coverage or service requested or the use of a specific association,
franchise, trust or union may not be available in all states.
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